Welcome to Mortgage Consulting Service

We have retired from Mortgage Consulting...

After spending over thirty years in the lending and title business I have dealt with all lenders. These are then ones to be careful with...

United Wholesale- Process is difficult. Promotes cashouts
Bank of America-You will be wasting months and never get a good rate or approval.
Wells Fargo-Poor service, high rates, incompetency
Cash Call-Legit but steers you into cash out loans.
Quicken/Rocket-High rates, little flexibility, they do not have real Loan Officers but rather shift you along in an assembly line fashion.
Caliber- Closing delays, high rates, poor customer communication.
Welcome Home Lending-Delays in closings that require lock extensions.
Mr.Cooper- high rates, poor customer service, high fees
Carrington- Poor customer service, higher fees
All Western-Bait and switch with lender credits and then balances out with high "junk" fees.

Always shop locally for mortgage brokers first.
Be aware of offers of more cash out than you really need.
Compare rates online before shopping
Never let a lender tell you not to make your monthly payment unless they promise to pick up any late fee (Refinances).
Watch for "junk fees" like processing, underwriting, review and administrative fees. These are fees that are part of doing business and added to pad profits.
If using a mobile Notary for your closing, make sure they are a very experienced "closer" and not a common notary with no title or mortgage background.
Never pay to extend a rate lock when the lender is the one who did not get the process done in time.

This domain is FOR SALE. It has a established history, easy to remember, and a perfect domain to build a website around

This domain was attached to a Mortgage Consulting Service called Mortgage Exam. It was created in 1997.

This is the perfect domain for Mortgage Brokers, Mortgage Bankers, Wholesalers, or independent Loan officers.

customerservice@jaaminc.com